Call report 2019Q4
READING CO-OPERATIVE BANK — 2019Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 597,505,000 | USD | evidence → |
| Total loans | 463,167,000 | USD | evidence → |
| Allowance for loan losses | 2,793,000 | USD | evidence → |
| Securities available for sale | 95,847,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,025,000 | USD | evidence → |
| Interest-bearing deposits | 384,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,873,000 | USD | evidence → |
| Equity capital | 54,328,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,141,000 | USD | evidence → |
| Interest expense | 5,825,000 | USD | evidence → |
| Net interest income | 18,316,000 | USD | evidence → |
| Noninterest income | 1,700,000 | USD | evidence → |
| Noninterest expense | 14,744,000 | USD | evidence → |
| Provision for loan losses | 918,000 | USD | evidence → |
| Pretax income | 4,354,000 | USD | evidence → |
| Income tax | 807,000 | USD | evidence → |
| Net income | 3,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,543,000 | USD | evidence → |
| Total capital | 56,336,000 | USD | evidence → |
| Risk-weighted assets | 371,566,000 | USD | evidence → |