Call report 2018Q4
READING CO-OPERATIVE BANK — 2018Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 570,447,000 | USD | evidence → |
| Total loans | 462,076,000 | USD | evidence → |
| Allowance for loan losses | 3,008,000 | USD | evidence → |
| Securities available for sale | 74,404,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 442,438,000 | USD | evidence → |
| Interest-bearing deposits | 347,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,658,000 | USD | evidence → |
| Equity capital | 48,764,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,725,000 | USD | evidence → |
| Interest expense | 4,233,000 | USD | evidence → |
| Net interest income | 18,492,000 | USD | evidence → |
| Noninterest income | 2,005,000 | USD | evidence → |
| Noninterest expense | 14,640,000 | USD | evidence → |
| Provision for loan losses | 320,000 | USD | evidence → |
| Pretax income | 5,537,000 | USD | evidence → |
| Income tax | 1,386,000 | USD | evidence → |
| Net income | 4,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,996,000 | USD | evidence → |
| Total capital | 53,004,000 | USD | evidence → |
| Risk-weighted assets | 364,144,000 | USD | evidence → |