Call report 2015Q4
READING CO-OPERATIVE BANK — 2015Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,814,000 | USD | evidence → |
| Total loans | 389,224,000 | USD | evidence → |
| Allowance for loan losses | 2,192,000 | USD | evidence → |
| Securities available for sale | 63,749,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 357,093,000 | USD | evidence → |
| Interest-bearing deposits | 285,356,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,737,000 | USD | evidence → |
| Equity capital | 41,000,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,638,000 | USD | evidence → |
| Interest expense | 1,842,000 | USD | evidence → |
| Net interest income | 15,796,000 | USD | evidence → |
| Noninterest income | 2,070,000 | USD | evidence → |
| Noninterest expense | 13,463,000 | USD | evidence → |
| Provision for loan losses | 237,000 | USD | evidence → |
| Pretax income | 4,171,000 | USD | evidence → |
| Income tax | 1,296,000 | USD | evidence → |
| Net income | 2,875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,747,000 | USD | evidence → |
| Total capital | 42,939,000 | USD | evidence → |
| Risk-weighted assets | 284,199,000 | USD | evidence → |