Call report 2014Q4
READING CO-OPERATIVE BANK — 2014Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 458,062,000 | USD | evidence → |
| Total loans | 355,405,000 | USD | evidence → |
| Allowance for loan losses | 1,823,000 | USD | evidence → |
| Securities available for sale | 69,006,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 324,141,000 | USD | evidence → |
| Interest-bearing deposits | 261,081,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,060,000 | USD | evidence → |
| Equity capital | 38,289,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,488,000 | USD | evidence → |
| Interest expense | 1,738,000 | USD | evidence → |
| Net interest income | 14,750,000 | USD | evidence → |
| Noninterest income | 1,820,000 | USD | evidence → |
| Noninterest expense | 12,309,000 | USD | evidence → |
| Provision for loan losses | 1,532,000 | USD | evidence → |
| Pretax income | 2,960,000 | USD | evidence → |
| Income tax | 828,000 | USD | evidence → |
| Net income | 2,132,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,871,000 | USD | evidence → |
| Total capital | 39,694,000 | USD | evidence → |
| Risk-weighted assets | 289,466,000 | USD | evidence → |