Call report 2008Q4
READING CO-OPERATIVE BANK — 2008Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,026,000 | USD | evidence → |
| Total loans | 185,247,000 | USD | evidence → |
| Allowance for loan losses | 915,000 | USD | evidence → |
| Securities available for sale | 59,366,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,664,000 | USD | evidence → |
| Interest-bearing deposits | 159,949,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,715,000 | USD | evidence → |
| Equity capital | 24,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,211,000 | USD | evidence → |
| Interest expense | 5,486,000 | USD | evidence → |
| Net interest income | 7,725,000 | USD | evidence → |
| Noninterest income | 967,000 | USD | evidence → |
| Noninterest expense | 6,531,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 1,892,000 | USD | evidence → |
| Income tax | 495,000 | USD | evidence → |
| Net income | 1,397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,957,000 | USD | evidence → |
| Total capital | 23,872,000 | USD | evidence → |
| Risk-weighted assets | 156,121,000 | USD | evidence → |