Call report 2007Q4
READING CO-OPERATIVE BANK — 2007Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,109,000 | USD | evidence → |
| Total loans | 157,510,000 | USD | evidence → |
| Allowance for loan losses | 738,000 | USD | evidence → |
| Securities available for sale | 60,575,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,367,000 | USD | evidence → |
| Interest-bearing deposits | 145,468,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,899,000 | USD | evidence → |
| Equity capital | 22,331,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,878,000 | USD | evidence → |
| Interest expense | 5,883,000 | USD | evidence → |
| Net interest income | 6,995,000 | USD | evidence → |
| Noninterest income | 1,733,000 | USD | evidence → |
| Noninterest expense | 6,073,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 2,803,000 | USD | evidence → |
| Income tax | 764,000 | USD | evidence → |
| Net income | 2,039,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,853,000 | USD | evidence → |
| Total capital | 22,648,000 | USD | evidence → |
| Risk-weighted assets | 138,607,000 | USD | evidence → |