Call reports 2006
READING CO-OPERATIVE BANK — 2006
What READING CO-OPERATIVE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 220,883,000 | 229,836,000 | 234,404,000 | 237,573,000 |
| Total loans | 150,712,000 | 155,293,000 | 157,596,000 | 159,646,000 |
| Allowance for loan losses | 972,000 | 974,000 | 974,000 | 974,000 |
| Securities available for sale | 47,964,000 | 53,774,000 | 54,455,000 | 55,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,754,000 | 175,003,000 | 169,948,000 | 171,751,000 |
| Interest-bearing deposits | 152,580,000 | 151,653,000 | 148,219,000 | 147,713,000 |
| Noninterest-bearing deposits | 23,174,000 | 23,350,000 | 21,729,000 | 24,038,000 |
| Equity capital | 20,233,000 | 20,133,000 | 20,751,000 | 20,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,854,000 | 5,649,000 | 8,736,000 | 11,877,000 |
| Interest expense | 989,000 | 2,068,000 | 3,411,000 | 4,826,000 |
| Net interest income | 1,865,000 | 3,581,000 | 5,325,000 | 7,051,000 |
| Noninterest income | 180,000 | 344,000 | 516,000 | 709,000 |
| Noninterest expense | 1,607,000 | 3,466,000 | 5,289,000 | 7,221,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 438,000 | 459,000 | 552,000 | 589,000 |
| Income tax | 130,000 | 104,000 | 114,000 | 87,000 |
| Net income | 308,000 | 355,000 | 438,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,708,000 | 20,755,000 | 20,839,000 | 20,902,000 |
| Total capital | 21,819,000 | 21,843,000 | 21,940,000 | 22,019,000 |
| Risk-weighted assets | 141,728,000 | 143,014,000 | 145,562,000 | 145,909,000 |
Machine access — free, no API key
Every figure shown here about READING CO-OPERATIVE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.