Call report 2005Q4
READING CO-OPERATIVE BANK — 2005Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,060,000 | USD | evidence → |
| Total loans | 157,389,000 | USD | evidence → |
| Allowance for loan losses | 972,000 | USD | evidence → |
| Securities available for sale | 47,653,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,232,000 | USD | evidence → |
| Interest-bearing deposits | 153,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,067,000 | USD | evidence → |
| Equity capital | 20,142,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,007,000 | USD | evidence → |
| Interest expense | 3,192,000 | USD | evidence → |
| Net interest income | 7,815,000 | USD | evidence → |
| Noninterest income | 704,000 | USD | evidence → |
| Noninterest expense | 5,944,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 2,474,000 | USD | evidence → |
| Income tax | 845,000 | USD | evidence → |
| Net income | 1,629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,400,000 | USD | evidence → |
| Total capital | 21,530,000 | USD | evidence → |
| Risk-weighted assets | 146,953,000 | USD | evidence → |