Call report 2003Q4
READING CO-OPERATIVE BANK — 2003Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,113,000 | USD | evidence → |
| Total loans | 125,732,000 | USD | evidence → |
| Allowance for loan losses | 808,000 | USD | evidence → |
| Securities available for sale | 45,430,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,398,000 | USD | evidence → |
| Interest-bearing deposits | 143,008,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,390,000 | USD | evidence → |
| Equity capital | 17,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,260,000 | USD | evidence → |
| Interest expense | 2,599,000 | USD | evidence → |
| Net interest income | 6,661,000 | USD | evidence → |
| Noninterest income | 626,000 | USD | evidence → |
| Noninterest expense | 5,467,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 1,750,000 | USD | evidence → |
| Income tax | 546,000 | USD | evidence → |
| Net income | 1,204,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,082,000 | USD | evidence → |
| Total capital | 17,969,000 | USD | evidence → |
| Risk-weighted assets | 120,170,000 | USD | evidence → |