Call reports 2015
MEDINA BANKING COMPANY — 2015
What MEDINA BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 45,084,000 | 44,943,000 | 44,877,000 | 46,702,000 |
| Total loans | 13,382,000 | 13,786,000 | 13,317,000 | 13,727,000 |
| Allowance for loan losses | 212,000 | 219,000 | 200,000 | 84,000 |
| Securities available for sale | 24,358,000 | 24,099,000 | 24,036,000 | 1,463,000 |
| Securities held to maturity | 243,000 | 41,000 | 39,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,608,000 | 37,883,000 | 37,589,000 | 39,667,000 |
| Interest-bearing deposits | 30,627,000 | 30,520,000 | 30,517,000 | 32,089,000 |
| Noninterest-bearing deposits | 6,981,000 | 7,363,000 | 7,072,000 | 7,578,000 |
| Equity capital | 7,378,000 | 6,972,000 | 7,163,000 | 6,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 795,000 | 1,195,000 | 1,543,000 |
| Interest expense | 36,000 | 73,000 | 111,000 | 149,000 |
| Net interest income | 360,000 | 722,000 | 1,084,000 | 1,394,000 |
| Noninterest income | 71,000 | 137,000 | 203,000 | 418,000 |
| Noninterest expense | 393,000 | 775,000 | 1,170,000 | 1,789,000 |
| Provision for loan losses | 6,000 | 12,000 | 16,000 | 16,000 |
| Pretax income | 32,000 | 72,000 | 107,000 | 304,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 36,000 |
| Net income | 23,000 | 55,000 | 81,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,700,000 | 6,714,000 | 6,760,000 | 6,948,000 |
| Total capital | 6,912,000 | 6,933,000 | 6,960,000 | 7,032,000 |
| Risk-weighted assets | 26,471,000 | 27,140,000 | 27,254,000 | 23,745,000 |