Call reports 2014
MEDINA BANKING COMPANY — 2014
What MEDINA BANKING COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 44,799,000 | 43,627,000 | 42,824,000 | 45,898,000 |
| Total loans | 11,574,000 | 12,235,000 | 12,491,000 | 12,970,000 |
| Allowance for loan losses | 200,000 | 207,000 | 209,000 | 208,000 |
| Securities available for sale | 25,081,000 | 25,974,000 | 24,884,000 | 24,373,000 |
| Securities held to maturity | 256,000 | 254,000 | 252,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,114,000 | 36,638,000 | 35,665,000 | 38,616,000 |
| Interest-bearing deposits | 30,371,000 | 29,907,000 | 29,000,000 | 31,167,000 |
| Noninterest-bearing deposits | 7,743,000 | 6,731,000 | 6,665,000 | 7,449,000 |
| Equity capital | 6,622,000 | 6,909,000 | 7,056,000 | 7,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 775,000 | 1,167,000 | 1,565,000 |
| Interest expense | 36,000 | 73,000 | 109,000 | 146,000 |
| Net interest income | 347,000 | 702,000 | 1,058,000 | 1,419,000 |
| Noninterest income | 59,000 | 129,000 | 213,000 | 279,000 |
| Noninterest expense | 362,000 | 741,000 | 1,120,000 | 1,525,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 38,000 | 78,000 | 133,000 | 149,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 31,000 |
| Net income | 32,000 | 66,000 | 115,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,593,000 | 6,628,000 | 6,676,000 | 6,679,000 |
| Total capital | 6,793,000 | 6,835,000 | 6,885,000 | 6,887,000 |
| Risk-weighted assets | 23,027,000 | 23,150,000 | 23,050,000 | 24,159,000 |