Call reports 2013
MEDINA BANKING COMPANY — 2013
What MEDINA BANKING COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,657,000 | 41,488,000 | 41,853,000 | 43,151,000 |
| Total loans | 11,372,000 | 11,727,000 | 11,202,000 | 11,492,000 |
| Allowance for loan losses | 212,000 | 213,000 | 200,000 | 196,000 |
| Securities available for sale | 24,683,000 | 23,029,000 | 23,002,000 | 23,918,000 |
| Securities held to maturity | 313,000 | 307,000 | 304,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,417,000 | 34,928,000 | 35,341,000 | 36,750,000 |
| Interest-bearing deposits | 29,390,000 | 28,197,000 | 28,763,000 | 29,507,000 |
| Noninterest-bearing deposits | 7,027,000 | 6,731,000 | 6,578,000 | 7,243,000 |
| Equity capital | 7,128,000 | 6,407,000 | 6,405,000 | 6,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 732,000 | 1,096,000 | 1,472,000 |
| Interest expense | 41,000 | 81,000 | 116,000 | 151,000 |
| Net interest income | 320,000 | 651,000 | 980,000 | 1,321,000 |
| Noninterest income | 54,000 | 136,000 | 191,000 | 250,000 |
| Noninterest expense | 272,000 | 523,000 | 898,000 | 1,297,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 99,000 | 258,000 | 264,000 | 262,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 17,000 |
| Net income | 88,000 | 236,000 | 231,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,405,000 | 6,552,000 | 6,547,000 | 6,561,000 |
| Total capital | 6,617,000 | 6,765,000 | 6,747,000 | 6,757,000 |
| Risk-weighted assets | 21,389,000 | 21,987,000 | 21,948,000 | 22,559,000 |