Call reports 2010
MEDINA BANKING COMPANY — 2010
What MEDINA BANKING COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,509,000 | 36,732,000 | 36,779,000 | 36,926,000 |
| Total loans | 11,517,000 | 11,935,000 | 12,155,000 | 11,908,000 |
| Allowance for loan losses | 197,000 | 194,000 | 148,000 | 152,000 |
| Securities available for sale | 16,911,000 | 17,719,000 | 17,347,000 | 18,462,000 |
| Securities held to maturity | 867,000 | 855,000 | 809,000 | 753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,270,000 | 30,256,000 | 30,194,000 | 30,611,000 |
| Interest-bearing deposits | 25,111,000 | 25,926,000 | 25,301,000 | 25,585,000 |
| Noninterest-bearing deposits | 5,159,000 | 4,330,000 | 4,893,000 | 5,026,000 |
| Equity capital | 6,055,000 | 6,269,000 | 6,387,000 | 6,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 798,000 | 1,210,000 | 1,608,000 |
| Interest expense | 94,000 | 190,000 | 280,000 | 364,000 |
| Net interest income | 298,000 | 608,000 | 930,000 | 1,244,000 |
| Noninterest income | 34,000 | 92,000 | 142,000 | 193,000 |
| Noninterest expense | 268,000 | 527,000 | 796,000 | 1,087,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 58,000 | 161,000 | 258,000 | 326,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 26,000 |
| Net income | 52,000 | 149,000 | 240,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,639,000 | 5,737,000 | 5,827,000 | 5,888,000 |
| Total capital | 5,836,000 | 5,931,000 | 5,975,000 | 6,040,000 |
| Risk-weighted assets | 16,944,000 | 17,465,000 | 18,047,000 | 18,270,000 |