Call reports 2009
MEDINA BANKING COMPANY — 2009
What MEDINA BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,005,000 | 32,628,000 | 34,164,000 | 35,052,000 |
| Total loans | 11,004,000 | 10,995,000 | 10,953,000 | 11,321,000 |
| Allowance for loan losses | 222,000 | 219,000 | 213,000 | 185,000 |
| Securities available for sale | 15,269,000 | 14,714,000 | 16,616,000 | 16,339,000 |
| Securities held to maturity | 986,000 | 975,000 | 943,000 | 878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,073,000 | 26,708,000 | 27,962,000 | 28,921,000 |
| Interest-bearing deposits | 21,867,000 | 21,868,000 | 23,477,000 | 24,045,000 |
| Noninterest-bearing deposits | 4,206,000 | 4,840,000 | 4,485,000 | 4,876,000 |
| Equity capital | 5,736,000 | 5,713,000 | 5,963,000 | 5,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 770,000 | 1,154,000 | 1,549,000 |
| Interest expense | 100,000 | 199,000 | 303,000 | 404,000 |
| Net interest income | 290,000 | 571,000 | 851,000 | 1,145,000 |
| Noninterest income | 32,000 | 62,000 | 124,000 | 155,000 |
| Noninterest expense | 255,000 | 526,000 | 792,000 | 1,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 107,000 | 183,000 | 206,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 18,000 |
| Net income | 59,000 | 92,000 | 160,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,458,000 | 5,491,000 | 5,559,000 | 5,587,000 |
| Total capital | 5,652,000 | 5,687,000 | 5,758,000 | 5,772,000 |
| Risk-weighted assets | 15,454,000 | 15,644,000 | 15,875,000 | 16,375,000 |