Call reports 2008
MEDINA BANKING COMPANY — 2008
What MEDINA BANKING COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 32,018,000 | 31,112,000 | 30,624,000 | 30,919,000 |
| Total loans | 10,798,000 | 11,452,000 | 11,521,000 | 11,078,000 |
| Allowance for loan losses | 225,000 | 229,000 | 223,000 | 221,000 |
| Securities available for sale | 14,134,000 | 15,069,000 | 14,883,000 | 14,743,000 |
| Securities held to maturity | 1,090,000 | 1,059,000 | 1,024,000 | 1,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,336,000 | 25,602,000 | 24,909,000 | 25,135,000 |
| Interest-bearing deposits | 21,458,000 | 21,463,000 | 20,877,000 | 20,946,000 |
| Noninterest-bearing deposits | 4,878,000 | 4,139,000 | 4,032,000 | 4,189,000 |
| Equity capital | 5,467,000 | 5,312,000 | 5,514,000 | 5,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 819,000 | 1,231,000 | 1,636,000 |
| Interest expense | 126,000 | 246,000 | 354,000 | 454,000 |
| Net interest income | 282,000 | 573,000 | 877,000 | 1,182,000 |
| Noninterest income | 37,000 | 80,000 | 117,000 | 151,000 |
| Noninterest expense | 231,000 | 484,000 | 737,000 | 1,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 169,000 | 257,000 | 326,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 27,000 |
| Net income | 80,000 | 154,000 | 235,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,330,000 | 5,404,000 | 5,485,000 | 5,399,000 |
| Total capital | 5,522,000 | 5,601,000 | 5,681,000 | 5,592,000 |
| Risk-weighted assets | 15,305,000 | 15,730,000 | 15,648,000 | 15,380,000 |