Call reports 2006
MEDINA BANKING COMPANY — 2006
What MEDINA BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,415,000 | 27,809,000 | 28,191,000 | 29,144,000 |
| Total loans | 9,604,000 | 9,198,000 | 9,672,000 | 9,512,000 |
| Allowance for loan losses | 196,000 | 203,000 | 208,000 | 213,000 |
| Securities available for sale | 11,787,000 | 12,719,000 | 13,149,000 | 12,820,000 |
| Securities held to maturity | 1,372,000 | 1,361,000 | 1,325,000 | 1,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,487,000 | 22,891,000 | 23,010,000 | 24,079,000 |
| Interest-bearing deposits | 19,283,000 | 19,447,000 | 18,566,000 | 20,109,000 |
| Noninterest-bearing deposits | 3,204,000 | 3,444,000 | 4,444,000 | 3,970,000 |
| Equity capital | 4,826,000 | 4,797,000 | 5,016,000 | 4,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 736,000 | 1,097,000 | 1,456,000 |
| Interest expense | 70,000 | 149,000 | 241,000 | 338,000 |
| Net interest income | 263,000 | 587,000 | 856,000 | 1,118,000 |
| Noninterest income | 17,000 | 39,000 | 59,000 | 85,000 |
| Noninterest expense | 199,000 | 402,000 | 632,000 | 862,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 22,000 |
| Pretax income | 75,000 | 212,000 | 265,000 | 319,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 26,000 |
| Net income | 68,000 | 197,000 | 242,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,996,000 | 5,125,000 | 5,170,000 | 5,021,000 |
| Total capital | 5,169,000 | 5,293,000 | 5,342,000 | 5,191,000 |
| Risk-weighted assets | 13,846,000 | 13,409,000 | 13,743,000 | 13,566,000 |