Call reports 2005
MEDINA BANKING COMPANY — 2005
What MEDINA BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,327,000 | 27,490,000 | 27,070,000 | 27,683,000 |
| Total loans | 9,723,000 | 9,630,000 | 9,891,000 | 10,169,000 |
| Allowance for loan losses | 175,000 | 182,000 | 177,000 | 189,000 |
| Securities available for sale | 12,929,000 | 13,065,000 | 11,829,000 | 11,347,000 |
| Securities held to maturity | 1,724,000 | 1,689,000 | 1,715,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,092,000 | 22,537,000 | 22,171,000 | 22,813,000 |
| Interest-bearing deposits | 19,856,000 | 19,471,000 | 19,262,000 | 19,678,000 |
| Noninterest-bearing deposits | 3,236,000 | 3,066,000 | 2,909,000 | 3,135,000 |
| Equity capital | 5,172,000 | 4,875,000 | 4,793,000 | 4,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 673,000 | 1,009,000 | 1,340,000 |
| Interest expense | 46,000 | 99,000 | 160,000 | 227,000 |
| Net interest income | 291,000 | 574,000 | 849,000 | 1,113,000 |
| Noninterest income | 19,000 | 38,000 | 56,000 | 76,000 |
| Noninterest expense | 213,000 | 426,000 | 632,000 | 856,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 91,000 | 174,000 | 255,000 | 309,000 |
| Income tax | 8,000 | 16,000 | 23,000 | 26,000 |
| Net income | 83,000 | 158,000 | 232,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,281,000 | 4,905,000 | 4,877,000 | 4,928,000 |
| Total capital | 5,456,000 | 5,083,000 | 5,054,000 | 5,105,000 |
| Risk-weighted assets | 14,527,000 | 14,238,000 | 14,153,000 | 14,153,000 |