Call reports 2003
MEDINA BANKING COMPANY — 2003
What MEDINA BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,851,000 | 28,660,000 | 28,718,000 | 28,816,000 |
| Total loans | 9,171,000 | 9,294,000 | 9,473,000 | 9,734,000 |
| Allowance for loan losses | 147,000 | 155,000 | 161,000 | 171,000 |
| Securities available for sale | 10,786,000 | 10,321,000 | 10,878,000 | 11,943,000 |
| Securities held to maturity | 4,482,000 | 4,213,000 | 2,799,000 | 2,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,956,000 | 23,585,000 | 23,758,000 | 23,788,000 |
| Interest-bearing deposits | 21,162,000 | 20,695,000 | 20,691,000 | 20,642,000 |
| Noninterest-bearing deposits | 2,794,000 | 2,890,000 | 3,067,000 | 3,146,000 |
| Equity capital | 4,794,000 | 4,982,000 | 4,873,000 | 4,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 697,000 | 1,024,000 | 1,365,000 |
| Interest expense | 94,000 | 185,000 | 268,000 | 341,000 |
| Net interest income | 263,000 | 512,000 | 756,000 | 1,024,000 |
| Noninterest income | 59,000 | 46,000 | 75,000 | 133,000 |
| Noninterest expense | 198,000 | 375,000 | 571,000 | 796,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 115,000 | 199,000 | 267,000 | 325,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 36,000 |
| Net income | 107,000 | 182,000 | 242,000 | 289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,627,000 | 4,712,000 | 4,772,000 | 4,819,000 |
| Total capital | 4,774,000 | 4,867,000 | 4,933,000 | 4,990,000 |
| Risk-weighted assets | 14,545,000 | 14,383,000 | 14,443,000 | 14,475,000 |