Call reports 2002
MEDINA BANKING COMPANY — 2002
What MEDINA BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,445,000 | 29,400,000 | 29,513,000 | 28,203,000 |
| Total loans | 9,960,000 | 9,412,000 | 9,618,000 | 9,029,000 |
| Allowance for loan losses | 141,000 | 157,000 | 162,000 | 139,000 |
| Securities available for sale | 10,932,000 | 11,062,000 | 10,635,000 | 11,165,000 |
| Securities held to maturity | 5,064,000 | 4,937,000 | 4,931,000 | 4,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,133,000 | 24,805,000 | 24,714,000 | 23,362,000 |
| Interest-bearing deposits | 23,702,000 | 22,380,000 | 22,010,000 | 20,822,000 |
| Noninterest-bearing deposits | 2,431,000 | 2,425,000 | 2,704,000 | 2,540,000 |
| Equity capital | 4,138,000 | 4,478,000 | 4,668,000 | 4,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 854,000 | 1,260,000 | 1,617,000 |
| Interest expense | 181,000 | 332,000 | 465,000 | 574,000 |
| Net interest income | 249,000 | 522,000 | 795,000 | 1,043,000 |
| Noninterest income | 24,000 | 52,000 | 73,000 | 154,000 |
| Noninterest expense | 188,000 | 367,000 | 560,000 | 796,000 |
| Provision for loan losses | 16,000 | 26,000 | 35,000 | 36,000 |
| Pretax income | 69,000 | 181,000 | 273,000 | 365,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 33,000 |
| Net income | 64,000 | 172,000 | 259,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,245,000 | 4,362,000 | 4,438,000 | 4,530,000 |
| Total capital | 4,386,000 | 4,519,000 | 4,600,000 | 4,669,000 |
| Risk-weighted assets | 15,417,000 | 14,998,000 | 15,316,000 | 14,216,000 |