Call reports 2001
MEDINA BANKING COMPANY — 2001
What MEDINA BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,961,000 | 29,320,000 | 30,330,000 | 30,572,000 |
| Total loans | 11,074,000 | 10,617,000 | 10,677,000 | 10,412,000 |
| Allowance for loan losses | 190,000 | 168,000 | 169,000 | 170,000 |
| Securities available for sale | 7,309,000 | 7,840,000 | 9,213,000 | 10,500,000 |
| Securities held to maturity | 4,378,000 | 4,363,000 | 4,856,000 | 5,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,458,000 | 24,812,000 | 25,601,000 | 26,214,000 |
| Interest-bearing deposits | 20,985,000 | 22,308,000 | 22,801,000 | 23,820,000 |
| Noninterest-bearing deposits | 2,473,000 | 2,504,000 | 2,800,000 | 2,394,000 |
| Equity capital | 4,267,000 | 4,306,000 | 4,442,000 | 4,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 887,000 | 1,355,000 | 1,784,000 |
| Interest expense | 244,000 | 495,000 | 752,000 | 986,000 |
| Net interest income | 212,000 | 392,000 | 603,000 | 798,000 |
| Noninterest income | 28,000 | 54,000 | 77,000 | 104,000 |
| Noninterest expense | 171,000 | 336,000 | 507,000 | 717,000 |
| Provision for loan losses | 9,000 | 22,000 | 31,000 | 202,000 |
| Pretax income | 60,000 | 90,000 | 142,000 | -17,000 |
| Income tax | 9,000 | 41,000 | 50,000 | 35,000 |
| Net income | 51,000 | 49,000 | 92,000 | -52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,256,000 | 4,257,000 | 4,308,000 | 4,186,000 |
| Total capital | 4,446,000 | 4,425,000 | 4,477,000 | 4,356,000 |
| Risk-weighted assets | 15,361,000 | 15,491,000 | 16,009,000 | 15,691,000 |