Call reports 2026
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2026
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 352,899,000 | 353,843,000 |
| Total loans | 197,802,000 | 208,027,000 |
| Allowance for loan losses | 2,683,000 | 2,772,000 |
| Securities available for sale | 74,088,000 | 70,519,000 |
| Securities held to maturity | 5,250,000 | 5,250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 299,311,000 | 298,992,000 |
| Interest-bearing deposits | 193,789,000 | 193,447,000 |
| Noninterest-bearing deposits | 105,522,000 | 105,545,000 |
| Equity capital | 46,961,000 | 48,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,454,000 | 10,859,000 |
| Interest expense | 907,000 | 1,871,000 |
| Net interest income | 4,547,000 | 8,988,000 |
| Noninterest income | 332,000 | 672,000 |
| Noninterest expense | 2,242,000 | 4,339,000 |
| Provision for loan losses | 0 | 107,000 |
| Pretax income | 2,587,000 | 5,164,000 |
| Income tax | 573,000 | 1,158,000 |
| Net income | 2,014,000 | 4,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,223,000 | 50,084,000 |
| Total capital | 50,750,000 | 52,696,000 |
| Risk-weighted assets | 201,661,000 | 208,415,000 |