Call reports 2024
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2024
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 326,809,000 | 325,463,000 | 324,204,000 | 344,426,000 |
| Total loans | 169,630,000 | 170,622,000 | 168,541,000 | 178,993,000 |
| Allowance for loan losses | 2,104,000 | 2,169,000 | 2,075,000 | 2,373,000 |
| Securities available for sale | 90,658,000 | 89,703,000 | 90,586,000 | 89,325,000 |
| Securities held to maturity | 5,250,000 | 5,250,000 | 5,250,000 | 5,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,825,000 | 279,901,000 | 277,419,000 | 298,255,000 |
| Interest-bearing deposits | 183,789,000 | 179,927,000 | 180,032,000 | 195,415,000 |
| Noninterest-bearing deposits | 99,036,000 | 99,974,000 | 97,387,000 | 102,840,000 |
| Equity capital | 32,406,000 | 34,411,000 | 37,709,000 | 36,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,112,000 | 10,417,000 | 15,632,000 | 20,986,000 |
| Interest expense | 881,000 | 1,854,000 | 2,882,000 | 3,881,000 |
| Net interest income | 4,231,000 | 8,563,000 | 12,750,000 | 17,105,000 |
| Noninterest income | 237,000 | 467,000 | 819,000 | 1,156,000 |
| Noninterest expense | 1,920,000 | 3,669,000 | 5,675,000 | 8,053,000 |
| Provision for loan losses | 66,000 | 266,000 | 266,000 | 670,000 |
| Pretax income | 2,467,000 | 5,065,000 | 7,595,000 | 9,453,000 |
| Income tax | 548,000 | 1,225,000 | 1,764,000 | 2,416,000 |
| Net income | 1,919,000 | 3,840,000 | 5,831,000 | 7,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,130,000 | 37,921,000 | 39,779,000 | 39,957,000 |
| Total capital | 38,478,000 | 40,349,000 | 42,116,000 | 42,316,000 |
| Risk-weighted assets | 207,851,000 | 197,959,000 | 196,359,000 | 188,397,000 |