Call reports 2023
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2023
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 309,359,000 | 313,075,000 | 319,775,000 | 333,371,000 |
| Total loans | 167,161,000 | 168,327,000 | 172,605,000 | 177,486,000 |
| Allowance for loan losses | 1,820,000 | 1,709,000 | 1,845,000 | 1,948,000 |
| Securities available for sale | 97,636,000 | 92,919,000 | 90,827,000 | 91,777,000 |
| Securities held to maturity | 5,250,000 | 5,250,000 | 5,250,000 | 5,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,446,000 | 285,444,000 | 280,968,000 | 291,725,000 |
| Interest-bearing deposits | 177,062,000 | 181,687,000 | 180,972,000 | 191,222,000 |
| Noninterest-bearing deposits | 105,384,000 | 103,757,000 | 99,996,000 | 100,503,000 |
| Equity capital | 25,762,000 | 26,515,000 | 27,409,000 | 30,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,024,000 | 8,311,000 | 12,937,000 | 18,005,000 |
| Interest expense | 251,000 | 656,000 | 1,222,000 | 1,887,000 |
| Net interest income | 3,773,000 | 7,655,000 | 11,715,000 | 16,118,000 |
| Noninterest income | 310,000 | 637,000 | 919,000 | 1,163,000 |
| Noninterest expense | 1,730,000 | 3,372,000 | 5,177,000 | 7,220,000 |
| Provision for loan losses | 75,000 | 86,000 | 308,000 | 784,000 |
| Pretax income | 2,199,000 | 4,622,000 | 6,937,000 | 9,065,000 |
| Income tax | 515,000 | 1,069,000 | 1,637,000 | 2,185,000 |
| Net income | 1,684,000 | 3,553,000 | 5,300,000 | 6,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,656,000 | 31,203,000 | 32,846,000 | 34,324,000 |
| Total capital | 31,690,000 | 33,145,000 | 34,921,000 | 36,502,000 |
| Risk-weighted assets | 216,466,000 | 221,329,000 | 200,036,000 | 222,607,000 |