Call reports 2022
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2022
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 327,279,000 | 329,680,000 | 331,492,000 | 327,701,000 |
| Total loans | 134,531,000 | 147,582,000 | 155,735,000 | 164,046,000 |
| Allowance for loan losses | 1,353,000 | 1,477,000 | 1,571,000 | 1,652,000 |
| Securities available for sale | 90,074,000 | 100,367,000 | 102,773,000 | 106,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,379,000 | 307,566,000 | 308,863,000 | 303,860,000 |
| Interest-bearing deposits | 194,720,000 | 201,251,000 | 201,758,000 | 197,548,000 |
| Noninterest-bearing deposits | 107,659,000 | 106,316,000 | 107,104,000 | 106,312,000 |
| Equity capital | 24,303,000 | 21,495,000 | 22,022,000 | 23,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 5,021,000 | 8,274,000 | 12,122,000 |
| Interest expense | 136,000 | 277,000 | 426,000 | 589,000 |
| Net interest income | 2,200,000 | 4,744,000 | 7,848,000 | 11,533,000 |
| Noninterest income | 308,000 | 569,000 | 855,000 | 1,146,000 |
| Noninterest expense | 1,492,000 | 3,141,000 | 4,852,000 | 7,038,000 |
| Provision for loan losses | 125,000 | 235,000 | 285,000 | 380,000 |
| Pretax income | 892,000 | 1,938,000 | 3,567,000 | 5,262,000 |
| Income tax | 152,000 | 386,000 | 775,000 | 1,340,000 |
| Net income | 740,000 | 1,552,000 | 2,792,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,345,000 | 26,055,000 | 27,192,000 | 28,221,000 |
| Total capital | 26,698,000 | 27,532,000 | 28,763,000 | 29,873,000 |
| Risk-weighted assets | 186,819,000 | 195,298,000 | 201,146,000 | 205,931,000 |