Call reports 2021
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2021
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 266,278,000 | 291,544,000 | 301,395,000 | 317,991,000 |
| Total loans | 119,420,000 | 123,101,000 | 122,164,000 | 128,190,000 |
| Allowance for loan losses | 1,496,000 | 1,514,000 | 1,465,000 | 1,274,000 |
| Securities available for sale | 53,660,000 | 57,383,000 | 70,780,000 | 88,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,806,000 | 264,235,000 | 273,563,000 | 290,494,000 |
| Interest-bearing deposits | 153,502,000 | 176,564,000 | 183,275,000 | 190,177,000 |
| Noninterest-bearing deposits | 86,304,000 | 87,671,000 | 90,288,000 | 100,317,000 |
| Equity capital | 25,647,000 | 26,695,000 | 27,172,000 | 26,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,895,000 | 7,041,000 | 9,326,000 |
| Interest expense | 174,000 | 321,000 | 463,000 | 609,000 |
| Net interest income | 2,072,000 | 4,574,000 | 6,578,000 | 8,717,000 |
| Noninterest income | 232,000 | 471,000 | 741,000 | 978,000 |
| Noninterest expense | 1,377,000 | 2,907,000 | 4,383,000 | 6,183,000 |
| Provision for loan losses | 0 | 50,000 | 125,000 | 125,000 |
| Pretax income | 928,000 | 2,089,000 | 2,812,000 | 3,386,000 |
| Income tax | 164,000 | 458,000 | 603,000 | 709,000 |
| Net income | 764,000 | 1,631,000 | 2,209,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,043,000 | 23,821,000 | 24,312,000 | 24,697,000 |
| Total capital | 24,539,000 | 25,335,000 | 25,777,000 | 25,971,000 |
| Risk-weighted assets | 164,164,000 | 168,568,000 | 171,723,000 | 180,480,000 |