Call reports 2019
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2019
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,649,000 | 185,568,000 | 193,332,000 | 200,458,000 |
| Total loans | 101,854,000 | 105,150,000 | 108,284,000 | 113,523,000 |
| Allowance for loan losses | 968,000 | 985,000 | 1,021,000 | 1,104,000 |
| Securities available for sale | 42,529,000 | 43,515,000 | 42,254,000 | 39,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,039,000 | 161,350,000 | 168,376,000 | 175,384,000 |
| Interest-bearing deposits | 107,626,000 | 109,147,000 | 114,605,000 | 119,824,000 |
| Noninterest-bearing deposits | 55,413,000 | 52,203,000 | 53,771,000 | 55,560,000 |
| Equity capital | 21,981,000 | 22,926,000 | 23,680,000 | 23,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,364,000 | 6,689,000 | 9,059,000 |
| Interest expense | 188,000 | 404,000 | 650,000 | 904,000 |
| Net interest income | 1,934,000 | 3,960,000 | 6,039,000 | 8,155,000 |
| Noninterest income | 202,000 | 399,000 | 686,000 | 863,000 |
| Noninterest expense | 1,258,000 | 2,690,000 | 4,009,000 | 5,574,000 |
| Provision for loan losses | 90,000 | 180,000 | 300,000 | 450,000 |
| Pretax income | 788,000 | 1,489,000 | 2,416,000 | 2,994,000 |
| Income tax | 168,000 | 334,000 | 536,000 | 794,000 |
| Net income | 620,000 | 1,155,000 | 1,880,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,790,000 | 20,240,000 | 20,879,000 | 21,138,000 |
| Total capital | 20,758,000 | 21,225,000 | 21,900,000 | 22,242,000 |
| Risk-weighted assets | 139,389,000 | 141,659,000 | 146,792,000 | 151,526,000 |