Call reports 2018
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2018
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 184,820,000 | 182,105,000 | 180,515,000 | 182,252,000 |
| Total loans | 90,656,000 | 92,113,000 | 95,945,000 | 100,973,000 |
| Allowance for loan losses | 485,000 | 551,000 | 883,000 | 939,000 |
| Securities available for sale | 44,526,000 | 44,605,000 | 42,545,000 | 42,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,738,000 | 158,775,000 | 158,213,000 | 159,496,000 |
| Interest-bearing deposits | 112,067,000 | 108,931,000 | 108,691,000 | 107,554,000 |
| Noninterest-bearing deposits | 49,671,000 | 49,844,000 | 49,522,000 | 51,942,000 |
| Equity capital | 20,593,000 | 20,667,000 | 20,593,000 | 21,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,827,000 | 3,741,000 | 5,715,000 | 7,818,000 |
| Interest expense | 176,000 | 367,000 | 575,000 | 778,000 |
| Net interest income | 1,651,000 | 3,374,000 | 5,140,000 | 7,040,000 |
| Noninterest income | 204,000 | 407,000 | 684,000 | 937,000 |
| Noninterest expense | 1,199,000 | 2,601,000 | 3,950,000 | 5,491,000 |
| Provision for loan losses | 95,000 | 195,000 | 535,000 | 595,000 |
| Pretax income | 561,000 | 985,000 | 1,339,000 | 1,891,000 |
| Income tax | 8,000 | 39,000 | 255,000 | 464,000 |
| Net income | 553,000 | 946,000 | 1,084,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,743,000 | 19,052,000 | 19,066,000 | 19,324,000 |
| Total capital | 19,228,000 | 19,603,000 | 19,949,000 | 20,263,000 |
| Risk-weighted assets | 133,809,000 | 133,250,000 | 136,632,000 | 139,832,000 |