Call reports 2017
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2017
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,738,000 | 177,401,000 | 180,794,000 | 187,971,000 |
| Total loans | 87,121,000 | 88,270,000 | 89,359,000 | 87,474,000 |
| Allowance for loan losses | 461,000 | 456,000 | 443,000 | 433,000 |
| Securities available for sale | 47,941,000 | 47,882,000 | 46,811,000 | 45,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,753,000 | 153,995,000 | 157,149,000 | 164,790,000 |
| Interest-bearing deposits | 111,556,000 | 109,412,000 | 111,326,000 | 116,768,000 |
| Noninterest-bearing deposits | 47,197,000 | 44,583,000 | 45,823,000 | 48,022,000 |
| Equity capital | 20,455,000 | 20,858,000 | 21,082,000 | 20,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,450,000 | 5,241,000 | 6,998,000 |
| Interest expense | 143,000 | 300,000 | 458,000 | 625,000 |
| Net interest income | 1,532,000 | 3,150,000 | 4,783,000 | 6,373,000 |
| Noninterest income | 243,000 | 429,000 | 651,000 | 885,000 |
| Noninterest expense | 1,371,000 | 2,760,000 | 4,108,000 | 5,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 404,000 | 819,000 | 1,326,000 | 1,609,000 |
| Income tax | 42,000 | 202,000 | 354,000 | 688,000 |
| Net income | 362,000 | 617,000 | 972,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,320,000 | 18,462,000 | 18,724,000 | 18,600,000 |
| Total capital | 18,781,000 | 18,918,000 | 19,167,000 | 19,033,000 |
| Risk-weighted assets | 124,784,000 | 125,843,000 | 130,750,000 | 129,371,000 |