Call reports 2002

FIRST STATE BANK OF DEKALB COUNTY, INC. — 2002

Name: FIRST STATE BANK OF DEKALB COUNTY, INC. — FFIEC call report 2002
Creator: FIRST STATE BANK OF DEKALB COUNTY, INC.

What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5910e137-431f-4d0e-90c4-0e4651df3368/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	58,818,000	57,912,000	57,603,000	64,619,000
Total loans	36,152,000	38,013,000	39,305,000	40,377,000
Allowance for loan losses	302,000	292,000	375,000	349,000
Securities available for sale	14,611,000	14,762,000	12,912,000	19,403,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	51,101,000	49,717,000	49,723,000	56,727,000
Interest-bearing deposits	37,875,000	36,650,000	35,255,000	43,174,000
Noninterest-bearing deposits	13,226,000	13,067,000	14,468,000	13,553,000
Equity capital	7,451,000	7,638,000	7,707,000	7,779,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	812,000	1,657,000	2,490,000	3,320,000
Interest expense	254,000	477,000	680,000	878,000
Net interest income	558,000	1,180,000	1,810,000	2,442,000
Noninterest income	74,000	149,000	207,000	297,000
Noninterest expense	504,000	982,000	1,497,000	2,169,000
Provision for loan losses	0	0	80,000	80,000
Pretax income	128,000	347,000	476,000	526,000
Income tax	38,000	95,000	152,000	143,000
Net income	90,000	252,000	324,000	383,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	7,451,000	7,638,000	7,707,000	7,750,000
Total capital	7,753,000	7,930,000	8,082,000	8,099,000
Risk-weighted assets	39,296,000	40,511,000	41,651,000	43,703,000