Call reports 2001
FIRST STATE BANK OF DEKALB COUNTY, INC. — 2001
What FIRST STATE BANK OF DEKALB COUNTY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 50,173,000 | 54,416,000 | 54,813,000 | 56,531,000 |
| Total loans | 36,287,000 | 35,610,000 | 35,342,000 | 34,079,000 |
| Allowance for loan losses | 467,000 | 457,000 | 455,000 | 288,000 |
| Securities available for sale | 8,269,000 | 12,684,000 | 13,785,000 | 14,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,582,000 | 46,609,000 | 46,920,000 | 48,871,000 |
| Interest-bearing deposits | 31,209,000 | 35,387,000 | 34,483,000 | 36,443,000 |
| Noninterest-bearing deposits | 11,373,000 | 11,222,000 | 12,437,000 | 12,428,000 |
| Equity capital | 7,227,000 | 7,367,000 | 7,466,000 | 7,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,161,000 | 3,173,000 | 4,066,000 |
| Interest expense | 359,000 | 749,000 | 1,112,000 | 1,405,000 |
| Net interest income | 711,000 | 1,412,000 | 2,061,000 | 2,661,000 |
| Noninterest income | 68,000 | 135,000 | 212,000 | 286,000 |
| Noninterest expense | 462,000 | 922,000 | 1,418,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 230,000 |
| Pretax income | 317,000 | 625,000 | 855,000 | 700,000 |
| Income tax | 111,000 | 220,000 | 330,000 | 209,000 |
| Net income | 206,000 | 405,000 | 525,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,082,000 | 7,231,000 | 7,452,000 | 7,373,000 |
| Total capital | 7,549,000 | 7,688,000 | 7,907,000 | 7,661,000 |
| Risk-weighted assets | 38,455,000 | 38,634,000 | 38,741,000 | 37,964,000 |