Call reports 2015
FIRST NATIONAL BANK OF HOWARD — 2015
What FIRST NATIONAL BANK OF HOWARD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 7,475,000 |
| Total loans | 2,667,000 |
| Allowance for loan losses | 35,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 852,000 |
| Trading assets | 0 |
| Total deposits | 5,792,000 |
| Interest-bearing deposits | 3,855,000 |
| Noninterest-bearing deposits | 1,937,000 |
| Equity capital | 1,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 58,000 |
| Interest expense | 3,000 |
| Net interest income | 55,000 |
| Noninterest income | 11,000 |
| Noninterest expense | 53,000 |
| Provision for loan losses | 0 |
| Pretax income | 13,000 |
| Income tax | 0 |
| Net income | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 1,521,000 |
| Total capital | 1,556,000 |
| Risk-weighted assets | 3,354,000 |