Call reports 2025
GREAT RIVERS BANK — 2025
What GREAT RIVERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,919,000 | 187,259,000 | 190,822,000 | 193,268,000 |
| Total loans | 150,685,000 | 154,938,000 | 158,721,000 | 161,178,000 |
| Allowance for loan losses | 1,561,000 | 1,594,000 | 1,645,000 | 1,706,000 |
| Securities available for sale | 18,819,000 | 17,980,000 | 18,491,000 | 16,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,332,000 | 154,183,000 | 153,966,000 | 159,752,000 |
| Interest-bearing deposits | 127,649,000 | 129,621,000 | 131,451,000 | 134,223,000 |
| Noninterest-bearing deposits | 28,683,000 | 24,562,000 | 22,515,000 | 25,529,000 |
| Equity capital | 19,910,000 | 20,566,000 | 21,210,000 | 20,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,194,000 | 7,995,000 | 10,816,000 |
| Interest expense | 845,000 | 1,699,000 | 2,648,000 | 3,589,000 |
| Net interest income | 1,668,000 | 3,495,000 | 5,347,000 | 7,227,000 |
| Noninterest income | 272,000 | 468,000 | 681,000 | 901,000 |
| Noninterest expense | 1,271,000 | 2,551,000 | 3,840,000 | 5,450,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 270,000 |
| Pretax income | 641,000 | 1,355,000 | 2,056,000 | 2,197,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 640,000 | 1,355,000 | 2,056,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,862,000 | 20,448,000 | 20,933,000 | 20,502,000 |
| Total capital | 21,443,000 | 22,060,000 | 22,598,000 | 22,225,000 |
| Risk-weighted assets | 164,992,000 | 168,499,000 | 173,281,000 | 175,042,000 |