Call reports 2023
GREAT RIVERS BANK — 2023
What GREAT RIVERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 163,554,000 | 169,158,000 | 169,626,000 | 169,253,000 |
| Total loans | 129,737,000 | 137,481,000 | 135,472,000 | 137,588,000 |
| Allowance for loan losses | 1,481,000 | 1,497,000 | 1,497,000 | 1,498,000 |
| Securities available for sale | 21,433,000 | 20,207,000 | 19,441,000 | 18,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,960,000 | 146,219,000 | 141,083,000 | 140,643,000 |
| Interest-bearing deposits | 107,362,000 | 113,536,000 | 110,492,000 | 110,471,000 |
| Noninterest-bearing deposits | 36,598,000 | 32,683,000 | 30,591,000 | 30,172,000 |
| Equity capital | 16,266,000 | 16,503,000 | 17,060,000 | 17,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,587,000 | 5,649,000 | 7,791,000 |
| Interest expense | 344,000 | 724,000 | 1,250,000 | 1,941,000 |
| Net interest income | 1,330,000 | 2,863,000 | 4,399,000 | 5,850,000 |
| Noninterest income | 214,000 | 411,000 | 589,000 | 758,000 |
| Noninterest expense | 1,101,000 | 2,333,000 | 3,365,000 | 4,697,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 441,000 | 919,000 | 1,601,000 | 1,889,000 |
| Income tax | 0 | 0 | 0 | -15,000 |
| Net income | 441,000 | 919,000 | 1,601,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,822,000 | 17,257,000 | 17,894,000 | 17,999,000 |
| Total capital | 18,303,000 | 18,754,000 | 19,391,000 | 19,497,000 |
| Risk-weighted assets | 143,355,000 | 150,118,000 | 146,269,000 | 150,986,000 |