Call reports 2022
GREAT RIVERS BANK — 2022
What GREAT RIVERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 167,894,000 | 157,544,000 | 162,208,000 | 163,220,000 |
| Total loans | 112,302,000 | 119,566,000 | 126,600,000 | 128,050,000 |
| Allowance for loan losses | 1,174,000 | 1,215,000 | 1,273,000 | 1,325,000 |
| Securities available for sale | 26,789,000 | 25,773,000 | 23,429,000 | 20,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,311,000 | 136,166,000 | 136,139,000 | 142,244,000 |
| Interest-bearing deposits | 109,709,000 | 105,263,000 | 105,894,000 | 109,091,000 |
| Noninterest-bearing deposits | 36,602,000 | 30,903,000 | 30,245,000 | 33,153,000 |
| Equity capital | 16,399,000 | 16,160,000 | 15,896,000 | 15,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,673,000 | 4,119,000 | 5,703,000 |
| Interest expense | 56,000 | 115,000 | 214,000 | 458,000 |
| Net interest income | 1,282,000 | 2,558,000 | 3,905,000 | 5,245,000 |
| Noninterest income | 251,000 | 536,000 | 723,000 | 882,000 |
| Noninterest expense | 1,043,000 | 2,197,000 | 3,197,000 | 4,497,000 |
| Provision for loan losses | 0 | 40,000 | 140,000 | 190,000 |
| Pretax income | 490,000 | 857,000 | 1,278,000 | 1,427,000 |
| Income tax | 46,000 | 46,000 | 46,000 | 78,000 |
| Net income | 444,000 | 811,000 | 1,232,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,168,000 | 16,490,000 | 16,867,000 | 16,534,000 |
| Total capital | 17,342,000 | 17,705,000 | 18,140,000 | 17,859,000 |
| Risk-weighted assets | 124,655,000 | 129,416,000 | 136,496,000 | 138,033,000 |