Call reports 2021
GREAT RIVERS BANK — 2021
What GREAT RIVERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,871,000 | 181,263,000 | 158,125,000 | 166,146,000 |
| Total loans | 106,842,000 | 106,493,000 | 106,837,000 | 111,750,000 |
| Allowance for loan losses | 1,170,000 | 1,157,000 | 1,151,000 | 1,173,000 |
| Securities available for sale | 25,767,000 | 31,417,000 | 29,997,000 | 25,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,373,000 | 158,278,000 | 134,740,000 | 143,945,000 |
| Interest-bearing deposits | 110,083,000 | 108,034,000 | 103,534,000 | 105,404,000 |
| Noninterest-bearing deposits | 50,290,000 | 50,244,000 | 31,206,000 | 38,541,000 |
| Equity capital | 16,920,000 | 17,393,000 | 17,910,000 | 16,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,709,000 | 4,076,000 | 5,479,000 |
| Interest expense | 122,000 | 209,000 | 280,000 | 343,000 |
| Net interest income | 1,212,000 | 2,500,000 | 3,796,000 | 5,136,000 |
| Noninterest income | 260,000 | 525,000 | 780,000 | 1,020,000 |
| Noninterest expense | 923,000 | 1,904,000 | 2,841,000 | 4,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 549,000 | 1,121,000 | 1,735,000 | 1,926,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 528,000 | 1,100,000 | 1,714,000 | 1,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,467,000 | 15,984,000 | 16,543,000 | 15,691,000 |
| Total capital | 16,637,000 | 17,141,000 | 17,694,000 | 16,864,000 |
| Risk-weighted assets | 120,541,000 | 115,822,000 | 118,580,000 | 122,773,000 |