Call reports 2020
GREAT RIVERS BANK — 2020
What GREAT RIVERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 133,409,000 | 145,028,000 | 140,753,000 | 160,632,000 |
| Total loans | 104,833,000 | 111,562,000 | 107,306,000 | 107,646,000 |
| Allowance for loan losses | 1,058,000 | 1,077,000 | 1,130,000 | 1,170,000 |
| Securities available for sale | 12,370,000 | 13,719,000 | 14,505,000 | 17,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,239,000 | 124,100,000 | 119,638,000 | 139,907,000 |
| Interest-bearing deposits | 96,172,000 | 96,824,000 | 97,355,000 | 101,998,000 |
| Noninterest-bearing deposits | 21,067,000 | 27,276,000 | 22,283,000 | 37,909,000 |
| Equity capital | 15,965,000 | 16,680,000 | 16,949,000 | 16,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 3,042,000 | 4,402,000 | 5,317,000 |
| Interest expense | 287,000 | 514,000 | 699,000 | 852,000 |
| Net interest income | 1,107,000 | 2,528,000 | 3,703,000 | 4,465,000 |
| Noninterest income | 149,000 | 283,000 | 443,000 | 907,000 |
| Noninterest expense | 882,000 | 1,767,000 | 2,698,000 | 3,809,000 |
| Provision for loan losses | 80,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 294,000 | 944,000 | 1,298,000 | 1,363,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 13,000 |
| Net income | 281,000 | 931,000 | 1,285,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,464,000 | 15,050,000 | 15,343,000 | 14,913,000 |
| Total capital | 15,522,000 | 16,127,000 | 16,473,000 | 16,083,000 |
| Risk-weighted assets | 111,379,000 | 121,431,000 | 116,167,000 | 121,417,000 |