Call reports 2019
GREAT RIVERS BANK — 2019
What GREAT RIVERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,926,000 | 116,397,000 | 132,233,000 | 136,694,000 |
| Total loans | 87,679,000 | 92,417,000 | 93,794,000 | 98,537,000 |
| Allowance for loan losses | 920,000 | 937,000 | 965,000 | 1,031,000 |
| Securities available for sale | 14,925,000 | 14,351,000 | 15,389,000 | 12,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,554,000 | 100,310,000 | 116,244,000 | 120,632,000 |
| Interest-bearing deposits | 78,258,000 | 82,719,000 | 96,137,000 | 97,301,000 |
| Noninterest-bearing deposits | 21,296,000 | 17,591,000 | 20,107,000 | 23,331,000 |
| Equity capital | 15,211,000 | 15,507,000 | 15,697,000 | 15,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 2,401,000 | 3,780,000 | 5,200,000 |
| Interest expense | 158,000 | 363,000 | 664,000 | 959,000 |
| Net interest income | 993,000 | 2,038,000 | 3,116,000 | 4,241,000 |
| Noninterest income | 145,000 | 296,000 | 426,000 | 622,000 |
| Noninterest expense | 927,000 | 1,723,000 | 2,575,000 | 3,543,000 |
| Provision for loan losses | 50,000 | 210,000 | 310,000 | 465,000 |
| Pretax income | 140,000 | 380,000 | 635,000 | 833,000 |
| Income tax | 5,000 | 4,000 | 4,000 | 4,000 |
| Net income | 135,000 | 376,000 | 631,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,850,000 | 14,010,000 | 14,186,000 | 14,329,000 |
| Total capital | 14,770,000 | 14,947,000 | 15,151,000 | 15,360,000 |
| Risk-weighted assets | 95,754,000 | 99,686,000 | 102,934,000 | 106,561,000 |