Call reports 2016
GREAT RIVERS BANK — 2016
What GREAT RIVERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 105,678,000 | 104,636,000 | 103,822,000 | 104,340,000 |
| Total loans | 74,333,000 | 72,853,000 | 73,633,000 | 72,026,000 |
| Allowance for loan losses | 946,000 | 997,000 | 1,003,000 | 825,000 |
| Securities available for sale | 18,194,000 | 18,010,000 | 17,198,000 | 16,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,549,000 | 86,338,000 | 85,471,000 | 86,634,000 |
| Interest-bearing deposits | 72,214,000 | 72,676,000 | 71,803,000 | 70,994,000 |
| Noninterest-bearing deposits | 15,335,000 | 13,662,000 | 13,668,000 | 15,640,000 |
| Equity capital | 18,050,000 | 18,223,000 | 18,275,000 | 17,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 1,914,000 | 2,880,000 | 3,760,000 |
| Interest expense | 79,000 | 156,000 | 232,000 | 307,000 |
| Net interest income | 928,000 | 1,758,000 | 2,648,000 | 3,453,000 |
| Noninterest income | 142,000 | 317,000 | 489,000 | 610,000 |
| Noninterest expense | 750,000 | 1,433,000 | 2,271,000 | 3,070,000 |
| Provision for loan losses | 200,000 | 275,000 | 350,000 | 750,000 |
| Pretax income | 120,000 | 367,000 | 516,000 | 243,000 |
| Income tax | 11,000 | 11,000 | 11,000 | 11,000 |
| Net income | 109,000 | 356,000 | 505,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,466,000 | 16,612,000 | 16,663,000 | 16,289,000 |
| Total capital | 17,412,000 | 17,598,000 | 17,666,000 | 17,114,000 |
| Risk-weighted assets | 80,419,000 | 78,933,000 | 80,578,000 | 78,863,000 |