Call reports 2015
GREAT RIVERS BANK — 2015
What GREAT RIVERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,752,000 | 113,661,000 | 107,862,000 | 107,359,000 |
| Total loans | 76,818,000 | 77,949,000 | 78,403,000 | 74,259,000 |
| Allowance for loan losses | 782,000 | 800,000 | 774,000 | 754,000 |
| Securities available for sale | 19,057,000 | 18,596,000 | 18,491,000 | 17,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,730,000 | 95,673,000 | 86,279,000 | 89,313,000 |
| Interest-bearing deposits | 82,372,000 | 79,280,000 | 72,590,000 | 71,773,000 |
| Noninterest-bearing deposits | 17,358,000 | 16,393,000 | 13,689,000 | 17,540,000 |
| Equity capital | 17,957,000 | 17,924,000 | 18,528,000 | 17,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,115,000 | 3,241,000 | 4,274,000 |
| Interest expense | 97,000 | 193,000 | 285,000 | 367,000 |
| Net interest income | 961,000 | 1,922,000 | 2,956,000 | 3,907,000 |
| Noninterest income | 171,000 | 372,000 | 890,000 | 1,038,000 |
| Noninterest expense | 874,000 | 1,782,000 | 2,680,000 | 3,750,000 |
| Provision for loan losses | 150,000 | 225,000 | 275,000 | 475,000 |
| Pretax income | 108,000 | 287,000 | 891,000 | 724,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 108,000 | 287,000 | 891,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,190,000 | 16,270,000 | 16,773,000 | 16,457,000 |
| Total capital | 16,972,000 | 17,070,000 | 17,547,000 | 17,211,000 |
| Risk-weighted assets | 79,524,000 | 81,442,000 | 81,493,000 | 78,428,000 |