Call reports 2013
GREAT RIVERS BANK — 2013
What GREAT RIVERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 127,762,000 | 122,805,000 | 122,271,000 | 121,477,000 |
| Total loans | 84,930,000 | 84,792,000 | 85,799,000 | 83,678,000 |
| Allowance for loan losses | 1,038,000 | 1,199,000 | 1,303,000 | 1,093,000 |
| Securities available for sale | 17,308,000 | 18,432,000 | 18,761,000 | 17,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,588,000 | 104,557,000 | 103,837,000 | 103,639,000 |
| Interest-bearing deposits | 92,459,000 | 88,265,000 | 87,674,000 | 87,207,000 |
| Noninterest-bearing deposits | 17,129,000 | 16,292,000 | 16,163,000 | 16,432,000 |
| Equity capital | 18,031,000 | 18,122,000 | 18,291,000 | 17,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,455,000 | 3,681,000 | 4,903,000 |
| Interest expense | 146,000 | 279,000 | 403,000 | 521,000 |
| Net interest income | 1,075,000 | 2,176,000 | 3,278,000 | 4,382,000 |
| Noninterest income | 169,000 | 339,000 | 513,000 | 706,000 |
| Noninterest expense | 806,000 | 1,503,000 | 2,373,000 | 3,534,000 |
| Provision for loan losses | 100,000 | 300,000 | 300,000 | 500,000 |
| Pretax income | 338,000 | 712,000 | 1,118,000 | 1,054,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 329,000 | 703,000 | 1,109,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,081,000 | 16,404,000 | 16,710,000 | 16,327,000 |
| Total capital | 17,119,000 | 17,494,000 | 17,812,000 | 17,402,000 |
| Risk-weighted assets | 87,931,000 | 87,749,000 | 88,443,000 | 87,167,000 |