Call reports 2012
GREAT RIVERS BANK — 2012
What GREAT RIVERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,869,000 | 122,258,000 | 120,917,000 | 126,149,000 |
| Total loans | 82,511,000 | 87,220,000 | 86,339,000 | 86,851,000 |
| Allowance for loan losses | 1,022,000 | 1,288,000 | 1,253,000 | 1,059,000 |
| Securities available for sale | 14,456,000 | 13,390,000 | 13,950,000 | 15,528,000 |
| Securities held to maturity | 170,000 | 170,000 | 170,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,702,000 | 103,074,000 | 101,444,000 | 108,223,000 |
| Interest-bearing deposits | 86,004,000 | 87,555,000 | 85,533,000 | 91,636,000 |
| Noninterest-bearing deposits | 17,698,000 | 15,519,000 | 15,911,000 | 16,587,000 |
| Equity capital | 18,040,000 | 18,058,000 | 18,355,000 | 17,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,597,000 | 3,876,000 | 5,177,000 |
| Interest expense | 172,000 | 340,000 | 503,000 | 662,000 |
| Net interest income | 1,110,000 | 2,257,000 | 3,373,000 | 4,515,000 |
| Noninterest income | 157,000 | 327,000 | 500,000 | 690,000 |
| Noninterest expense | 808,000 | 1,728,000 | 2,606,000 | 3,836,000 |
| Provision for loan losses | 0 | 300,000 | 375,000 | 500,000 |
| Pretax income | 459,000 | 556,000 | 892,000 | 869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 459,000 | 556,000 | 892,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,841,000 | 15,888,000 | 16,173,000 | 15,801,000 |
| Total capital | 16,845,000 | 16,981,000 | 17,273,000 | 16,860,000 |
| Risk-weighted assets | 80,339,000 | 87,281,000 | 87,813,000 | 88,747,000 |