Call reports 2011
GREAT RIVERS BANK — 2011
What GREAT RIVERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,975,000 | 115,077,000 | 116,666,000 | 116,540,000 |
| Total loans | 79,626,000 | 80,441,000 | 82,281,000 | 82,729,000 |
| Allowance for loan losses | 1,153,000 | 1,172,000 | 1,072,000 | 1,005,000 |
| Securities available for sale | 16,872,000 | 15,244,000 | 13,929,000 | 14,102,000 |
| Securities held to maturity | 269,000 | 170,000 | 170,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,272,000 | 97,244,000 | 97,561,000 | 97,756,000 |
| Interest-bearing deposits | 87,575,000 | 82,472,000 | 82,826,000 | 82,508,000 |
| Noninterest-bearing deposits | 15,697,000 | 14,772,000 | 14,735,000 | 15,248,000 |
| Equity capital | 17,501,000 | 17,657,000 | 17,955,000 | 17,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,645,000 | 3,930,000 | 5,222,000 |
| Interest expense | 261,000 | 491,000 | 694,000 | 877,000 |
| Net interest income | 1,001,000 | 2,154,000 | 3,236,000 | 4,345,000 |
| Noninterest income | 152,000 | 321,000 | 475,000 | 658,000 |
| Noninterest expense | 754,000 | 1,667,000 | 2,504,000 | 3,711,000 |
| Provision for loan losses | 0 | 325,000 | 375,000 | 500,000 |
| Pretax income | 399,000 | 483,000 | 832,000 | 792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 483,000 | 832,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,389,000 | 15,423,000 | 15,722,000 | 15,432,000 |
| Total capital | 16,430,000 | 16,468,000 | 16,792,000 | 16,437,000 |
| Risk-weighted assets | 83,205,000 | 83,488,000 | 85,607,000 | 83,711,000 |