Call reports 2009
GREAT RIVERS BANK — 2009
What GREAT RIVERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 117,039,000 | 116,700,000 | 112,579,000 | 117,884,000 |
| Total loans | 75,160,000 | 77,630,000 | 83,680,000 | 82,841,000 |
| Allowance for loan losses | 870,000 | 832,000 | 711,000 | 746,000 |
| Securities available for sale | 11,105,000 | 13,534,000 | 12,042,000 | 11,698,000 |
| Securities held to maturity | 452,000 | 452,000 | 452,000 | 453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,678,000 | 99,445,000 | 92,908,000 | 98,442,000 |
| Interest-bearing deposits | 83,308,000 | 84,175,000 | 79,547,000 | 84,001,000 |
| Noninterest-bearing deposits | 16,370,000 | 15,270,000 | 13,361,000 | 14,441,000 |
| Equity capital | 16,859,000 | 16,873,000 | 16,990,000 | 16,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,756,000 | 4,135,000 | 5,509,000 |
| Interest expense | 500,000 | 949,000 | 1,347,000 | 1,724,000 |
| Net interest income | 904,000 | 1,807,000 | 2,788,000 | 3,785,000 |
| Noninterest income | 108,000 | 215,000 | 384,000 | 532,000 |
| Noninterest expense | 747,000 | 1,408,000 | 2,228,000 | 3,356,000 |
| Provision for loan losses | 50,000 | 250,000 | 450,000 | 550,000 |
| Pretax income | 215,000 | 364,000 | 500,000 | 417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 215,000 | 364,000 | 500,000 | 417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,558,000 | 14,658,000 | 14,743,000 | 14,610,000 |
| Total capital | 15,428,000 | 15,490,000 | 15,454,000 | 15,356,000 |
| Risk-weighted assets | 77,725,000 | 77,746,000 | 83,215,000 | 84,664,000 |