Call reports 2008
GREAT RIVERS BANK — 2008
What GREAT RIVERS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 111,241,000 | 110,254,000 | 104,866,000 | 112,867,000 |
| Total loans | 68,696,000 | 69,470,000 | 67,786,000 | 72,724,000 |
| Allowance for loan losses | 892,000 | 897,000 | 897,000 | 822,000 |
| Securities available for sale | 10,036,000 | 16,543,000 | 13,515,000 | 13,262,000 |
| Securities held to maturity | 853,000 | 853,000 | 853,000 | 653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,721,000 | 92,907,000 | 87,365,000 | 95,631,000 |
| Interest-bearing deposits | 79,988,000 | 79,064,000 | 75,896,000 | 78,814,000 |
| Noninterest-bearing deposits | 13,733,000 | 13,843,000 | 11,469,000 | 16,817,000 |
| Equity capital | 16,750,000 | 16,739,000 | 16,901,000 | 16,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,609,000 | 3,048,000 | 4,451,000 | 5,825,000 |
| Interest expense | 759,000 | 1,454,000 | 2,055,000 | 2,617,000 |
| Net interest income | 850,000 | 1,594,000 | 2,396,000 | 3,208,000 |
| Noninterest income | 104,000 | 219,000 | 349,000 | 493,000 |
| Noninterest expense | 681,000 | 1,291,000 | 2,037,000 | 3,071,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 422,000 |
| Pretax income | 73,000 | 322,000 | 508,000 | 208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 322,000 | 508,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,608,000 | 14,757,000 | 14,843,000 | 14,443,000 |
| Total capital | 15,500,000 | 15,654,000 | 15,739,000 | 15,265,000 |
| Risk-weighted assets | 73,180,000 | 73,375,000 | 71,709,000 | 77,772,000 |