Call reports 2007
GREAT RIVERS BANK — 2007
What GREAT RIVERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 102,361,000 | 103,036,000 | 103,918,000 | 107,078,000 |
| Total loans | 67,395,000 | 69,093,000 | 70,243,000 | 71,618,000 |
| Allowance for loan losses | 779,000 | 885,000 | 874,000 | 802,000 |
| Securities available for sale | 16,128,000 | 15,011,000 | 13,505,000 | 13,398,000 |
| Securities held to maturity | 1,086,000 | 1,021,000 | 1,020,000 | 1,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,995,000 | 85,513,000 | 85,872,000 | 89,666,000 |
| Interest-bearing deposits | 72,950,000 | 72,869,000 | 74,551,000 | 77,316,000 |
| Noninterest-bearing deposits | 12,045,000 | 12,644,000 | 11,321,000 | 12,350,000 |
| Equity capital | 16,630,000 | 16,895,000 | 17,273,000 | 16,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 3,040,000 | 4,669,000 | 6,406,000 |
| Interest expense | 696,000 | 1,412,000 | 2,148,000 | 2,912,000 |
| Net interest income | 803,000 | 1,628,000 | 2,521,000 | 3,494,000 |
| Noninterest income | 59,000 | 151,000 | 262,000 | 406,000 |
| Noninterest expense | 579,000 | 1,103,000 | 1,704,000 | 2,683,000 |
| Provision for loan losses | 1,200,000 | 1,200,000 | 1,200,000 | 1,800,000 |
| Pretax income | -916,000 | -523,000 | -120,000 | -582,000 |
| Income tax | 1,000 | 3,000 | 6,000 | 0 |
| Net income | -917,000 | -526,000 | -126,000 | -582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,600,000 | 14,891,000 | 15,192,000 | 14,635,000 |
| Total capital | 15,379,000 | 15,776,000 | 16,066,000 | 15,437,000 |
| Risk-weighted assets | 72,374,000 | 74,353,000 | 75,894,000 | 74,361,000 |