Call reports 2006
GREAT RIVERS BANK — 2006
What GREAT RIVERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 103,925,000 | 105,539,000 | 101,797,000 | 106,762,000 |
| Total loans | 65,777,000 | 66,373,000 | 68,302,000 | 67,471,000 |
| Allowance for loan losses | 620,000 | 690,000 | 773,000 | 774,000 |
| Securities available for sale | 18,759,000 | 19,137,000 | 17,503,000 | 14,234,000 |
| Securities held to maturity | 1,467,000 | 1,364,000 | 1,164,000 | 1,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,869,000 | 87,000,000 | 82,915,000 | 88,521,000 |
| Interest-bearing deposits | 75,424,000 | 75,000,000 | 72,571,000 | 75,646,000 |
| Noninterest-bearing deposits | 10,445,000 | 12,000,000 | 10,344,000 | 12,875,000 |
| Equity capital | 17,543,000 | 18,020,000 | 18,207,000 | 17,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,387,000 | 3,076,000 | 4,576,000 | 6,130,000 |
| Interest expense | 503,000 | 1,091,000 | 1,739,000 | 2,410,000 |
| Net interest income | 884,000 | 1,985,000 | 2,837,000 | 3,720,000 |
| Noninterest income | 93,000 | 197,000 | 294,000 | 417,000 |
| Noninterest expense | 550,000 | 1,042,000 | 1,606,000 | 2,531,000 |
| Provision for loan losses | 0 | 50,000 | 250,000 | 550,000 |
| Pretax income | 427,000 | 1,091,000 | 1,270,000 | 1,051,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 7,000 |
| Net income | 425,000 | 1,088,000 | 1,265,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,648,000 | 16,211,000 | 16,239,000 | 15,617,000 |
| Total capital | 16,268,000 | 16,901,000 | 17,012,000 | 16,391,000 |
| Risk-weighted assets | 68,692,000 | 69,353,000 | 72,480,000 | 73,890,000 |