Call reports 2005
GREAT RIVERS BANK — 2005
What GREAT RIVERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 105,431,000 | 105,956,000 | 103,463,000 | 104,691,000 |
| Total loans | 62,223,000 | 63,718,000 | 65,195,000 | 65,432,000 |
| Allowance for loan losses | 705,000 | 632,000 | 637,000 | 591,000 |
| Securities available for sale | 21,464,000 | 21,015,000 | 20,351,000 | 19,516,000 |
| Securities held to maturity | 2,171,000 | 1,788,000 | 1,785,000 | 1,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,992,000 | 87,996,000 | 85,315,000 | 87,004,000 |
| Interest-bearing deposits | 78,683,000 | 77,440,000 | 76,026,000 | 75,661,000 |
| Noninterest-bearing deposits | 9,309,000 | 10,556,000 | 9,289,000 | 11,343,000 |
| Equity capital | 17,074,000 | 17,590,000 | 17,686,000 | 17,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,663,000 | 4,043,000 | 5,477,000 |
| Interest expense | 370,000 | 788,000 | 1,240,000 | 1,720,000 |
| Net interest income | 929,000 | 1,875,000 | 2,803,000 | 3,757,000 |
| Noninterest income | 88,000 | 187,000 | 284,000 | 437,000 |
| Noninterest expense | 514,000 | 988,000 | 1,536,000 | 2,457,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 275,000 |
| Pretax income | 503,000 | 1,024,000 | 1,476,000 | 1,462,000 |
| Income tax | 5,000 | 6,000 | 8,000 | 14,000 |
| Net income | 498,000 | 1,018,000 | 1,468,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,024,000 | 15,443,000 | 15,644,000 | 15,323,000 |
| Total capital | 15,729,000 | 16,075,000 | 16,281,000 | 15,914,000 |
| Risk-weighted assets | 66,476,000 | 67,769,000 | 68,371,000 | 68,364,000 |