Call reports 2004
GREAT RIVERS BANK — 2004
What GREAT RIVERS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 110,164,000 | 107,688,000 | 102,884,000 | 104,811,000 |
| Total loans | 59,125,000 | 60,713,000 | 62,211,000 | 62,528,000 |
| Allowance for loan losses | 757,000 | 831,000 | 791,000 | 696,000 |
| Securities available for sale | 21,952,000 | 23,596,000 | 23,850,000 | 21,803,000 |
| Securities held to maturity | 2,678,000 | 2,572,000 | 2,569,000 | 2,313,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,607,000 | 90,251,000 | 84,999,000 | 87,552,000 |
| Interest-bearing deposits | 83,355,000 | 80,618,000 | 75,309,000 | 78,127,000 |
| Noninterest-bearing deposits | 9,252,000 | 9,633,000 | 9,690,000 | 9,425,000 |
| Equity capital | 17,189,000 | 17,137,000 | 17,554,000 | 16,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,395,000 | 2,696,000 | 4,012,000 | 5,458,000 |
| Interest expense | 363,000 | 717,000 | 1,056,000 | 1,407,000 |
| Net interest income | 1,032,000 | 1,979,000 | 2,956,000 | 4,051,000 |
| Noninterest income | 78,000 | 174,000 | 269,000 | 389,000 |
| Noninterest expense | 506,000 | 975,000 | 1,511,000 | 2,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 604,000 | 1,178,000 | 1,714,000 | 1,889,000 |
| Income tax | 8,000 | 16,000 | 25,000 | 33,000 |
| Net income | 596,000 | 1,162,000 | 1,689,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,316,000 | 14,782,000 | 15,059,000 | 14,626,000 |
| Total capital | 15,073,000 | 15,609,000 | 15,850,000 | 15,322,000 |
| Risk-weighted assets | 67,805,000 | 66,150,000 | 66,150,000 | 66,704,000 |