Call reports 2003
GREAT RIVERS BANK — 2003
What GREAT RIVERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 107,977,000 | 107,070,000 | 108,699,000 | 107,198,000 |
| Total loans | 55,834,000 | 57,243,000 | 58,880,000 | 60,830,000 |
| Allowance for loan losses | 778,000 | 785,000 | 783,000 | 658,000 |
| Securities available for sale | 28,733,000 | 27,278,000 | 25,723,000 | 25,474,000 |
| Securities held to maturity | 3,221,000 | 2,892,000 | 2,886,000 | 2,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,736,000 | 89,384,000 | 91,087,000 | 90,221,000 |
| Interest-bearing deposits | 81,238,000 | 80,690,000 | 82,233,000 | 81,262,000 |
| Noninterest-bearing deposits | 9,498,000 | 8,694,000 | 8,854,000 | 8,959,000 |
| Equity capital | 16,778,000 | 17,293,000 | 17,237,000 | 16,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,775,000 | 4,154,000 | 5,543,000 |
| Interest expense | 537,000 | 1,023,000 | 1,432,000 | 1,814,000 |
| Net interest income | 845,000 | 1,752,000 | 2,722,000 | 3,729,000 |
| Noninterest income | 92,000 | 198,000 | 276,000 | 364,000 |
| Noninterest expense | 459,000 | 933,000 | 1,382,000 | 2,310,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 200,000 |
| Pretax income | 478,000 | 917,000 | 1,416,000 | 1,591,000 |
| Income tax | 8,000 | 17,000 | 24,000 | 33,000 |
| Net income | 470,000 | 900,000 | 1,392,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,632,000 | 13,962,000 | 14,254,000 | 13,820,000 |
| Total capital | 14,410,000 | 14,747,000 | 15,037,000 | 14,478,000 |
| Risk-weighted assets | 65,069,000 | 66,384,000 | 68,506,000 | 68,242,000 |