Call reports 2002
GREAT RIVERS BANK — 2002
What GREAT RIVERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 111,862,000 | 111,797,000 | 111,159,000 | 106,876,000 |
| Total loans | 54,021,000 | 55,021,000 | 57,102,000 | 57,193,000 |
| Allowance for loan losses | 850,000 | 840,000 | 857,000 | 781,000 |
| Securities available for sale | 33,824,000 | 33,191,000 | 31,615,000 | 30,847,000 |
| Securities held to maturity | 3,868,000 | 3,753,000 | 3,748,000 | 3,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,793,000 | 94,741,000 | 93,411,000 | 89,832,000 |
| Interest-bearing deposits | 88,055,000 | 86,146,000 | 84,450,000 | 80,839,000 |
| Noninterest-bearing deposits | 7,738,000 | 8,595,000 | 8,961,000 | 8,993,000 |
| Equity capital | 15,371,000 | 16,423,000 | 17,204,000 | 16,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,283,000 | 4,874,000 | 6,441,000 |
| Interest expense | 858,000 | 1,585,000 | 2,241,000 | 2,844,000 |
| Net interest income | 836,000 | 1,698,000 | 2,633,000 | 3,597,000 |
| Noninterest income | 65,000 | 149,000 | 232,000 | 327,000 |
| Noninterest expense | 407,000 | 824,000 | 1,260,000 | 2,125,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 300,000 |
| Pretax income | 494,000 | 1,023,000 | 1,505,000 | 1,499,000 |
| Income tax | 8,000 | 17,000 | 25,000 | 33,000 |
| Net income | 486,000 | 1,006,000 | 1,480,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,183,000 | 13,603,000 | 13,927,000 | 13,262,000 |
| Total capital | 13,972,000 | 14,397,000 | 14,740,000 | 14,043,000 |
| Risk-weighted assets | 63,072,000 | 63,492,000 | 64,964,000 | 64,288,000 |